We're In This Together / Webinars and Resources

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How-to File for PPP Loan Forgiveness With No Employees

With the SBA’s release of the Paycheck Protection Program(PPP) Loan Forgiveness Application, small businesses can finally apply for 100% loan forgiveness. If you don’t have any employees in your business other than you as the owner, the application (which includes forms and instructions) is pretty simple. Scott Kurkian, PPA’s CFO, guides you step-by-step through the completion of the application. This webinar is for sole proprietors, LLCs and single-owner S-Corporations with no employees other than yourself.

Q&A: Loan Programs (PPP & EIDL)

Have more questions on the loan programs being offered? We have answers! Join PPA’s CFO, Scott Kurkian for a Q&A that will cover the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan (EIDL) program.

Additional Presenters: Wes Hargrave, Hargrave & Associates, LLC and Patrick Dennison, Attorney at Law, Fisher & Phillips LLP

How-to Apply for the Paycheck Protection Program

The Paycheck Protection Program (PPP) is an SBA loan to help keep workers on the payroll. Join this webinar to learn more about the program, how to apply for the loan and loan forgiveness.

Following the release of new COVID-19 disaster relief programs, PPA conducted a quick survey to understand how photographers are approaching and applying for federal aid. These survey results will allow us to provide new and better ways to assist the photographic community at large and PPA members in particular. 

Read Survey Results

Take time to think about your company brand as we navigate new challenges on a daily basis. Use your time wisely during the next few weeks to protect your brand, strengthen your connection to your customers as you provide insight and solutions for families.

Let’s talk about ideas to lend your expertise to clients by delivering valuable ideas to your family of clients. By working together to share ideas and lift our colleagues, together we can maintain our brands and emerge with new ideas and insight.

Presenter: Trish Logan, M.Photog.Cr.

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In this webinar, we provide examples of clauses from various contracts that are commonly used and provide insight on how to communicate effectively with your customers who may be considering canceling their contract for photography services due to concerns surrounding COVID-19 (Coronavirus).

Presenters: Stephen Morris, Attorney at Meadows, Macie & Sutton, P.C. and Luc Boulet, PPA’s Government Affairs Manager.

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We are all facing new and strange territory as we walk through this world-wide crisis. Small business owners are especially affected and here at PPA, we want to help. Listen to PPA President, Gregory Daniel along with Ashley Brooke and Vanessa Joy discuss some of the specific challenges facing photo-entrepreneurs and provide proactive ways to navigate this unfamiliar territory. They’ll share ways to be productive during this forced downtime, how to share authentically with your community, the best ways to maintain communication with your clients and various ways to handle emotional stress.

We’ll get through this; our hope is to help you put some practices in place so you’re better prepared when things get back on track. We hope you can join us.

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We’re all in this together, PPA and photo-entrepreneurs.  We’re here for you. We believe in keeping conversations going to bring you the information you need, the inspiration you crave, and so that no one has to go it alone.

Listen to a conversation between Kira and Mary about the big challenges facing the photography community. Learn ways you can face these issues and make the most of your time so that when things turn around you’ll all be ready. 

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How to make the most of this downtime to set a solid foundation for future business growth.

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Obtaining coverage for loss of business income due to a pandemic is a long shot but filing a claim costs you nothing. Your best chance at filing a claim successfully is through an existing Business Owner’s Policy (BOP). Most BOP claim payouts for business income loss are due to a direct physical loss or damage to the property. The worse thing the insurance company can say is, no. But, given the situation photographers are facing, we recommend you try everything you can to protect yourselves.

For more information on filing claims, read through Lockton's Coronavirus Insurance Coverage and Claims Guidance e-book. 

Read E-book      Read Article 

Fear Shouldn’t Keep You From Focusing On Your Business During This Time. Check Out These Tips For Staying Productive And Engaged Despite Cancellations And Social Distancing Efforts.

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So many people are in the midst of uncertainty and in many ways COVID-19 has become a giant obstacle in our way.
The Author Ryan Holiday has done a fabulous job with the book, “The Obstacle is the Way”

Watch a breakdown of the book

This support document offers clarification on options and obligations pertaining contracted agreements with clients. Most particularly, the questions focus on:

  • A photographer’s obligation to photograph an event at which they are not comfortable (because of the health risk). In other words, is there a way out of the agreement without being held responsible?
  • A photographer’s obligation to return down payments for events that are cancelled.

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