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PPA Today: PPA Member Benefits Archives

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Let's talk business! We understand that you got into the business of photography because of

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 the pictures. You're an artist, and that's what you want to focus on. We also understand that dealing with the daily minutiae of running a business can be time consuming and take away from what you're truly passionate about. To remedy those business blues, PPA would like to remind you that there are tons of discounts and perks to being a part of our 27,000 member family!

The Allied Business Network (ABN) benefit can help you save huge on everything from office supplies, travel and promo products, printing and more. ABN negotiates discounts (from 5% - 85%) with vendors you actually WANT to do business with, including:

Hertz - Up to 20% off
Hit the road, Jack! Take your business where it needs to go and get up to a 20% discount off every rental, free enrollment in the Business Rewards program and access to even more discounts.

Hotels - Up to 20% off
Save 10% on your Motel 6 reservation with your member code, 10% off Red Roof Inn hotel rooms, and up to 20% off the best available rate on every hotel stay in Wyndham Hotels (from Days Inn to Ramada)...all as a member of ABN through PPA!

Office Depot - Up to 85% off
Save up to 85% on office supplies and more, get special coupons and discounts, and enjoy free next-day delivery on orders of $50 or more. There's no better time to stock up!

4imprint - 10% off
Save on client gifts, jackets for your staff, or pens to rep your business name or logo. Heck, go ahead and get all three. You can afford to, since PPA members get a 10% discount on everything--even what's on sale.

Don't delay your business' success any longer! Find out how to use these discounts (and more), and become an Allied Business Network member for free.

A New Era for Credit Card Processing Rates and a Reality for PPA Photographers

Buckle up for some big news everyone: PPA has joined forces with Bank of America to offer

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 what is potentially your most money-saving benefit yet. Get ready to be even more profitable!

This new benefit means massively discounted rates on credit card processing for all PPA photographers. If you sell prints online, accept credit card payments at your studio or process mobile transactions, this could mean huge, tangible, cost-of-doing-business savings.

Now, you're probably thinking, Sounds good, but how does it save me money?

Here's the breakdown:  PPA is able to offer these deeply discounted rates because we use Bank of America (BOA) Merchant Services too! Like, a lot (several thousand transactions each month). Since there are 27,000+ PPA photographers and most of you renew each year, Bank of America agreed to extend our volume discount to all of you.

That's right, this means that PPA photographers will be able to get the same low credit card transaction processing rate that's normally reserved to very-large size businesses! That's the benefit you reap from belonging to the world's largest photography nonprofit!

That incredibly low rate should help you save a good bit by reducing the so-called interchange fees you end up paying anytime you use a credit card processing service. These are the pesky fees you pay to a bank when you accept a credit card payment.

Bank of America's reduced pricing for PPA photographers puts your interchange rate (if you make the switch ;-) at a crazy low 0.07 percent with a flat hard-to-beat $0.07 per transaction fee. It's easy to do the math and figure out you've got big savings headed your way.

At the end of the day, photographers always end up eating the cost of these pesky fees. With that in mind, and to give you an example of just how much cash savings this can represent, we asked two PPA photographers to send us a month's credit card processing statement with their current service provider. Kelly Sullivan, the point of contact for all PPA-related business at Bank of America, then plugged the numbers in and the comparative results blew us away.

The first photographer's previous merchant charged a converted interchange rate of 0.73%. With the new PPA discounted rate of 0.07% (see the difference?), that studio shaves off about $2,500 per year in credit card processing fees. That alone would pay for your PPA membership for the next 7 consecutive years! (or some new gear, I know, I know...)

"This first studio is on tiered pricing for their credit card transaction fees and their pricing structure is interchange plus, so the savings is going to be approximate and not exact. With that said, our [BOA] pricing model is showing that if this studio was on the new PPA program, they would save $2,500 per year (based on their current credit card transaction volume). For this PPA member, that amount represents 3 months of free credit card processing services!"

The second PPA photographer would save even more: $3,000!

"This Square* user would save about $3,000 per year with the new PPA discount. Since Square charges 2.75% for all card types, no matter what interchange level they fall to, BOA's discount will represent significant savings to any photography studio that uses Square. To give you an idea, the wholesale cost of a regulated debit card is 0.05% and $0.22 per transaction. Since PPA's preferred pricing is interchange plus 0.07% and $0.07, we would charge 0.12% and $0.29 on this same transaction. Take, for example, an average sale of $500. With Square, that would cost $13.75 (or 2.75%). With the BOA PPA discount, the photographer would only play $0.89 on that same transaction. That's a difference of $12.86 on this one example alone!"

[* - For those unfamiliar, Square is a popular, easy-to-use credit card processor, but they charge a very high 2.75% processing rate.]

These aren't shrug-your-shoulder savings, this is big time. We hope you'll consider learning more about the program and checking out how much money you could save. Kelly Sullivan at Bank of America is offering free statement comparisons. That 0.07 rate plus $0.07 per transaction is so hard to beat; they will most likely save you a large about of cash each month.

Connect with Kelly at BOA at (678) 540-7558 or kelly.sullivan@bankofamericamerchant.com
Be more business savvy!

For even more reasons to get in on this new service, head to PPA.com/BAMS, or jump on in and make the switch now!

And if all that sounds too good to be true, ask your credit card company to match that rate and see what they say. Trust us, it's not. It's your newest PPA member benefit. We've told you before and we won't stop: PPA has your back.

Some great things were happening on theLoop as temperatures soared. Check out the hottest discussions that happened in July.

[PPA Members Discussion] Offline data storage

What are you using to back up your files? PPA members discuss their methods for protecting their images and the pros and cons of offline and online storage. Even if you've got a system in place, it's worth checking out what others are doing!

[Finance Discussion] What bookkeeping software do you use?

Just as photo editing software updates, so does bookkeeping software too! Members share their favorite programs for balancing the books.

[Commercial Photography Discussion] Pricing executive portraits

Doing executive portraiture for the first time? Get some firsthand accounts from photographers who've done it before and are sharing their tips for doing the job right.

[PPA Members Discussion] Getting a credit line in the newspaper

A PPA member's image is printed on the front page of the newspaper - but they refuse to give him credit. Now what? Weigh in on the discussions for and against getting a credit line in publication.                                       

[PPA Members Discussion] Moving studio

If you're thinking about moving your business from home to a retail studio, or vice versa, read this discussion! Members talk about their experiences working in different locations and how it affected their business.


Don't forget, theLoop is PPA's safe and secure online community where members can discuss various photography topics! Not a PPA member? It's easy: join today!

 

Think about it: how useful has filling out a survey ever been to you? Well, for Heather Sams, CPP, from Fountain, CO, not only has it helped her business be more profitable, but she also won an iPad mini. How?

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PPA's Benchmark Survey, of course. The industry's only complete financial snapshot, it's been helping businesses get a better idea of where they stand and how they can improve their bottom line. Survey participants get a free side-by-side comparison of the results to their financial data. With that kind of valuable info, the monthly giveaways for survey participants only seem like an added bonus!

Sams has been in the photography industry for over a decade, and previously used the Benchmark to put together a business plan when starting her portrait studio seven years ago. "What's great about Benchmark is that it puts all the industry information in one location that businesses can easily use," she said.

Since building up her business, Sams knew the importance of the survey to her success. "I was excited just to have been able to participate in the Benchmark Survey this year! It's such an extensive tool that the industry has access to that it just made sense for me to take the time to do it."

She never considered the fact that she could win the monthly giveaway. "When I found out that I won, I thought it was the coolest thing ever. It was super easy to participate, but winning an iPad really takes the cake. I was on cloud nine!"

And as a true dedicated professional, Sams already has plans to incorporate the iPad mini into her business. "I photograph executives, and they like seeing portraits and galleries immediately. Having a device that can make this happen will be great for my business," she said. "I'm grateful that I had the chance to participate in the survey."

Want to get in on all the Benchmark awesomeness? Check out PPA.com/benchmark and enter for your chance to win this month's prize. And don't fret! There will be more through the end of the year!

Want to work less and make more? Awesome! Have a plan on how to do that? Don't worry--PPA's got your back (and it's not as complicated as you'd think). 

Every few years, PPA invites studios from around the country--from home studios to brick and mortar locations, weddings to pets and everything in between-to complete the Benchmark Survey. This survey gets stronger with the more studios that participate. (Hint, hint - sign-up here to be an integral part of the upcoming survey! The information isn't difficult to obtain, in fact you'll have plenty of it readily available since you just completed your taxes!) 

Here's another way to look at the Benchmark survey: 


Once the survey is complete, PPA's CPAs and industry experts create an all-encompassing photography business guide and compile other resources that will show you where to increase your own business' profitability. And if you don't want to wait for the results of this year's survey, check out the new tool that  helps photographers plan for a profitable business model by beginning with their/your end in mind. How? Easy! 

  1. First, you'll start by deciding how much you'd like you're annual net income to be each year, then the tool works its way back to show your cost of sales and overhead and how they impact your profitability from get-go. All of these calculations come from past Benchmark Surveys, so you know they're based on real life examples of what's worked and more importantly, what hasn't. 

  2. Second, the survey will help you sidestep common mistakes many photographers unknowingly make. It will help you understand  how to determine or adjust your pricing (and it's not based on what the guy down the street is charging)! You'll also be able to determine if it's financially realistic to hire an employee or if it makes sense to move into a retail space. And the best part is, you'll be able to make sound calculated decisions, not just based on your "gut" feeling!

  3. And third, we understand you don't know what you don't know. That's why there are additional Benchmark Resources--resources, tools and guides that can quickly impact your bottom line! You'll get things like a comprehensive guide to the results. This will allow you to get the most from the survey by breaking it down to plain English and extrapolating the results into things you can do to change your business for the better. It will also give you access to comparison tools that allow you to size your studio up to the top performing studios in the nation (and learn from how they do business), along with how to see where you fit in the bigger picture of the photographic industry. 

It might sound too good to be true, but we assure you it isn't! You just fill out a few simply questions and you'll be ready to see how many sessions you need to book and at what prices to make the money you want. Get started at square one today! 

And there's a bonus if you participate in the survey: you'll get side-by-side results (personalized just for you!) from the 2014 Survey for free! This is HUGE! Best part: If you're a PPA member, this is included in your membership. If you're not, join today to improve your bottom line now! 

You can't afford to wait. Access these great resources today and sign up to participate in the 2014 Survey!

The healthcare insurance open enrollment period under the Affordable Care Act closes March 31. That means you only have a couple weeks to enroll in a qualified health insurance plan and avoid tax penalties!  After March 31, everyone will have to wait until 2015 to enroll in a qualified health plan. You don't want to have to wait a whole year!

Read more about the plans offered by Pallay Insurance Agency below:

 

Are you familiar with the health insurance options available to you as a PPA member? That's right! PPA can help you and your family find the best medical and dental insurance in your area, with several different plans available.

PPA partners with Pallay Insurance Agency, Inc., to assist members in securing affordable and quality medical and dental coverage.

Ross and Scott Pallay are both very knowledgeable about all the options available to you and are very open to speaking with you. They can answer any questions about the new healthcare structure, open enrollment, fines for not having coverage (you read right, you can be fined for not having coverage) and more. They are also able to quote members on policies if you live in any of the 50 states except the ones listed below.*

Make sure you check out all of the insurance options available to you and reach out to Pallay Insurance Agency with any questions or to receive a quote.  

*coverage not available in AK, HI, ID, MA, ME, MT, NJ, NM, NY, RI, SD, VT

P.S. After open enrollment ends, Pallay can still offer Limited Benefit Fixed Indemnity AND Short Term Medical Insurance Plans to members looking for some form of health coverage. While these plans are not qualified health plans, they do provide members and their families with benefits to assist them with medical expenses which can help them get by until the next open enrollment.

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By John Owens


An excited voice was on the other end of the phone.

It was Holly Howe, longtime PPA member and co-owner of Photographic Images, a high-end portrait studio in North Platte, Nebraska, which she operates with her husband, Keith.

"Thanks so much for the invite to participate in the Faces of PPA campaign!" she said. "I think it's great. We love PPA and love that you're showcasing members, but I don't think we can participate at this time. I definitely think we have a story to share, I just don't know if this is the right place or... It's not that we don't want to, we do, it's just... We wouldn't look our be--, becau--, well...

"Keith has cancer. We're actually at the hospital right now for treatment. And I've been reading everything you guys send out and I just want to tell you: There's a membership benefit you don't talk about..."


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Keith Howe, 55, started getting sick November 2012. New and puzzling symptoms seemed to emerge with each passing day. Keith and Holly would go in to the doctor and he would say, "Well, this is weird. I'm worried" and they'd think well, yeah... us too.

In December, Keith felt a lymph node in his hip. He went in for a biopsy, but the pathologist couldn't make a diagnosis. Tissue samples were sent to the University of Nebraska for a second opinion, where he was told no, he had a granuloma (a bacterial inflammation). But Keith wasn't getting better. He continued to seek help.

He went to a neurologist, an infectious disease specialist and was referred back to the University of Nebraska for a second third opinion. Keith underwent hundreds of blood tests on top of spinal taps, biopsy's, MRI's and even brain scans.

Somewhere along the way, Keith actually started to get better. Still without answers, he was on the road to recovery. He built up his strength and started to resume his normal workload and life as a photographer. Then, one day when he was feeling about 95%, he went to run some errands and had a hemorrhagic stroke (a brain aneurysm). Keith was airlifted back to the University of Nebraska.

"You're not old enough," the doctors told him. "You're not overweight, you're not hyperactive... there's no reason for you to have a stroke."

After further inconclusive tests, Keith was sent home. A month later he went in for a follow-up. At an eye exam, the ophthalmologist noticed hemorrhaging in his eyes and said, "Well, that's not good." Keith was sent back to Omaha for a brain biopsy and repeated a bunch of the previous tests. After his third spinal tap and more blood work, he was sent home.

The brain biopsy again came back negative for cancer, but there was a silver lining: They had an answer. Keith was diagnosed with neurosarcoidosis, an auto-immune disease of unknown causes which produces granulomas. It seemed to fit the bill. After some initial treatment, Keith started to get better.

By September, he got worse.

Keith discovered new enlarged lymph nodes. He went back to Omaha for more MRI's and CAT scans. The doctors initially thought the new lumps were due to an infection from Keith's chemotherapy and steroid treatment. They wanted to remove the lymph nodes. He (underwent more tests. had another surgical biopsy)

Finally, the rheumatologist returned in tears, and told Keith he had lymphoma.

 

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"It took him a long time to ask me out," recalls Holly. "We both had tremendous crushes. I even wrote in my journal at the time, I can't eat, I can't sleep, I just think about being with him.

"When people talk about love at first sight--this was it."

The Howes met back in college at Kearney State, now the University of Nebraska at Kearney, and the feelings were indeed mutual. Keith was just a bit shy and seemed to have some competition for Holly's affection.

"If I checked out the odds, things didn't look too good for me," said Keith. "She was on the phone with one guy and getting flowers from anoth--"

"Ohhh one was just a friend and the other was a bad date that I was never going out with again," arm-punched Holly, as if she had a thousand times before. "It took him a year to ask me out, but once we started dating we both knew."

Keith spent much of the first date talking about photography.

"We went out on a Saturday night, and the following Tuesday I started a part-time job at a local photography studio, Denny's Photography."

It was there that Keith learned about PPA.

"I planned to work until I had enough money to go to school for fine art photography, but Denny got me hooked up with the Professional Photographers of Nebraska (PPN) and sent me to seminars and conventions," he said. "I think I wound up getting a much better education that way. Photography school will teach you the technical aspects, but they don't tell you how to handle a two-year-old or a bride that has had too much champagne before the ceremony."

Holly was in school to become a child psychologist, but that quickly changed as she lost the emotional investment in her career path. Instead, she followed her heart and fell further in love with Keith and photography. After graduating, they married and opened their studio in 1980.

"Initially, we wanted to work together just to be together," she said. "I worked behind the scenes doing our marketing, sales, bookkeeping... vacuuming... all of that background stuff that goes into running a business. Then it became a creative outlet."

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Over the years, they learned that Keith was actually better at sales and Holly at marketing promotions and design work. They work together behind the camera. The Howes quickly became known in the community and rapidly outgrew their cozy downtown studio, eventually settling on a home.

"Our reputation built over time because we continue to enter photographic competitions," said Keith, a nine-time Nebraska Wedding Photographer of the Year and three-time Nebraska Photographer of the Year along with Holly. "We've become known as the studio that wins awards. People assume that if we're in the paper, we won another award.

"If people have issues, we're the ones that get called. If other people aren't getting good images, they ask if we can work them in. If there's a big local event, we get brought in to cover it."

It doesn't hurt that they have each earned their master of photography degrees from PPA (Keith in 1991 and Holly in 1999). 

"I don't know if a client ever says, 'I want to go to a master photographer,'" said Keith. "It's more about the process it took to earn the degrees. The continued excellence. We've been at the top of our field for years."

 

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The fast-paced nature of a photo shoot is too much for Keith. He can't move fast enough anymore and will lose his balance and fall. He had to resign as a councilman for PPN. While he is on this much chemo, his immune system is weakened. He wears a mask when he is around large groups of people. He uses what strength and resources he has to get better and do what he can around the studio.

"We're big believers that there's a reason for everything," said Holly. "Now we know there's a reason why I learned so much more about photography, I needed to know how to light and how to set up a session on my own."

Throughout their 30+ years with PPA, the Howes have made countless connections. They regularly participate in photographic competition and Keith has been an affiliate judge for 22 years. They have established lifelong connections through mentoring across the country and Imaging USA.

They have given so much to other PPA members, that when word spread about Keith's health issues, it was time to give back.

The Howes annually photograph a local dance school each April, but after Keith's stroke, they didn't think they would be able to do it. There were whispers among the mothers that someone else would have to be brought in, but the Howes had an unexpected back-up plan.

Somewhere along the way, they had helped two PPA members from Wyoming start their studio. When they heard about the Howe's situation, they dropped everything and flew in to photograph in Keith's place so he and Holly would have that much needed income.

Insurance will cover Keith's treatment, but it won't take care of their day-to-day expenses. With their focus on his recovery, the Howes will shut down the studio for the next four to five months. When a friend and fellow PPA member learned that they wouldn't have any income, she set up a fund in Keith's honor to help with their expenses.

Donations have poured in from all over the world and to date, they have raised more than $6,000. But to the Howes, it's been about so much more than financial assistance.

"It's just that feeling of support and caring," said Keith. "Just knowing that all of these people from all over the country are pulling for me is a constant reminder to keep our spirits up and have a positive outlook."

The Howe's upbeat attitudes and candor are major components in their cancer-fighting arsenal.

"We're trying to stay light-hearted and find the humor in the weird things that are happening to Keith," said Holly.

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When the chemo caused Keith to lose all of his hair, they dug through the attic and started taking pictures of Keith in funny hats. They created a modeling portfolio on Keith's Facebook, and it took on a life of its own.

Hats started arriving from all over the country. Members sent prop sunglasses with mustaches and stick-on eyebrows. They even received a box from a member now living in Japan.

"Almost every day we get a card or package from a friend through PPA, we've had so many thank you notes to send," said Keith. "Even the Archbishop of Quebec reached out. It's just amazing the people we know through this association."

"That's the benefit that no one talks about. PPA membership is so much more than equipment insurance or the indemnification trust. It's the lifelong connections you make, that heaven forbid, you might need sometime. I don't even know some of these people. But they are taking the time to send a silly package or a card. I can't describe how much that helps."

 

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The Howes still don't know the source of Keith's cancer. Doctors re-examined his brain tissue and didn't find anything. They suspect transverse myelitis--an inflammation along the spinal cord. They've tested for multiple sclerosis and diseases you can only get in Asia and Africa.

"We fell in love at 19 and have been glued to each other's hips," said Holly, with a laugh. "Our friends were all very relieved to learn that he did not have HIV or syphilis."

Keith's lymphoma continues to only show up in his hip, but there had to be some explanation for his central nervous system issues. Doctors are treating him as if it is a reoccurrence to his lymphatic system. Although brain scans continue to show nothing, Keith is gearing up for a second round of aggressive chemotherapy.

"I said 'Let's just get it done.' Even though it's not showing up, something is going on."

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Keith's treatment program is a 28-day cycle. It starts with a day of outpatient chemo, which is rough on the body and takes six hours to run in. Once it is finished flushing, he checks-in for inpatient treatment. For the next four days, his routine will consist of a 24-hour cocktail of three different kinds of chemo followed by a flush of saline. After that, he gets another kind of chemo and goes home for 16 days. He returns on day 21 for yet another round.

On day 29 he starts it all over again. Keith spends 10-12 out of each 28-day cycle in the hospital, always with Holly by his side.

"I'm doing pretty good considering," said Keith. "The legs don't work like I'd like them to, and I have some fatigue, but pretty good."

"He's definitely feeling much better than he should at this point, physically," said Holly.

 

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Years back, the Howes decided to come up with a Christmas promotion that was different than your average photo with mall Santa.

"Christmas is a big deal for us," said Holly. "I mean, my name is Holly Joy..."

The idea eventually came from a speaker at Imaging USA, where they learned that people have a family dentist, doctor and mechanic, and when something comes up, they don't even think about it, it's where they go immediately. For photographers, it takes three times to establish that trust. The third time someone comes into your studio, you're now their photographer.

Holly thought: How can we get them back a second or third time in one year?

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She came up with a low-priced, themed Santa Claus session. Each year, they decorate the studio with a different twist. One year, it was Woodlands Santa, made to look like he built everything. Another year, Santa wore an apron and a chef hat. Last year, they went with a giant gingerbread house.

"I want real reindeer but I don't think PhotoCare covers live animals," joked Holly.

This year, they declared they would forge ahead in the middle of Keith's first round of chemo. Keith mostly had to keep his distance, so once again a friend and PPA member took two days out of their life and stepped-in to photograph in his stead. They went with a vintage 1930s Santa and Christmas tree, complete with period-accurate thin flannel Santa suit and a tree adorned with antique ornaments and popcorn strings.

The Santa session brings people into the studio that would normally find a full-session with the Howes to be out of their budget. It shows them what the Howes can do and helps them understand the value in a high-end studio. It also has become a Christmas tradition for many of their clients. One 19-year-old has been coming since she was a newborn.

"It's a fun, hectic couple of days," said Holly. "A lot of people said 'Thank you for doing this.' There was no way we could not do it while Keith was sick. It's our tradition too."

 

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The Howe's will miss Imaging USA this year, which hits extra hard since Keith is sponsoring two photographers who will receive their master of photography degrees.

"It's hard to sit here and know we can't go." said Keith. "They feel like my little sisters. I wanted to be there to hang the ribbon around their necks, but I had to call and say I can't."

"These are the things we get excited about celebrating--the WOW moments," said Holly. "Those times are still exciting. It still feels good to win a trophy or have a great sale, but it's not as exciting as those first few times. So what's the adrenaline rush now? It's seeing someone else achieving those accomplishments and knowing you helped them get there. These two young women are having their moments and we don't get to be there and that's hard."

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Keith and Holly will spend Christmas in the hospital, but they won't let it hurt their spirit. They're making stockings and passing them out to the other oncology patients. They have each other. They have their support system.

"I'm so grateful for all of the experiences I've had through PPA," said Keith. "We've learned a lot, gone places and done things we never dreamed we would. Without PPA we never would have had those opportunities."

"Where would we be?" asked Holly. "We'd probably still have a business, but where would we be without the support?"

It also helps to have something to look forward to. The light at the end of the chemo tunnel comes in May, when their eldest son (they have two) is set to be married. Keith vows to be there, and although he photographed his first wedding at age 14, he promises to leave the camera at home.

As the Howes push forward, their support system remains steadfast. In January, PPN will hold a print auction in Keith's honor. The Wyoming photographers already have the dance school on their calendar for April. Donations keep rolling in on the fundraising site. Cards and packages continue to arrive, many from total strangers. Every little bit helps Keith stay strong. Even just the power of a few words. 

You don't know me, but photographers have to stick together.

 

 

 

 

Are you familiar with the health insurance options available to you as a PPA member? That's right! PPA can help you and your family find the best medical and dental insurance in your area, with several different plans available. 

PPA partners with Pallay Insurance Agency, Inc., to assist members in securing affordable and quality medical and dental coverage.

Ross and Scott Pallay are both very knowledgeable about all the options available to you and are very open to speaking with you. They can answer any questions about the new healthcare structure, open enrollment, fines for not having coverage (you read right, you can be fined for not having coverage) and more. They are also able to quote members on policies if you live in any of the 50 states except the ones listed below.*

Make sure you check out all of the insurance options available to you and reach out to Pallay Insurance Agency with any questions or to receive a quote.   

*coverage not available in AK, HI, ID, MA, ME, MT, NJ, NM, NY, RI, SD, VT 

P.S. Are you familiar with how healthcare reform affects you and your business? Pallay has also assisted PPA in explaining the changes involved with the Affordable Care Act by hosting a series of webinars on the topic of health coverage.

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We're thrilled to announce a new member benefit coming your way! Effective November 1, PPA will be making the switch from FedEx to UPS®.

Shipping & logistics are a vital component to every business, so we know this discount is important to you. Rest assured, the new discount from UPS is the best we have ever been able to offer. As a PPA member, you'll save up to 34% on a broad portfolio of services, including air, international and ground services. Plus, savings begin at 70% on UPS Freight® shipments over 150 lbs. UPS understands how important reliability, speed and cost are to meeting your business goals and your customers' needs. Put the power of logistics to work for you. (For the details, log into PPA.com!)

What makes these even better - the discount with UPS will not only offer great rates, but also host a user-friendly interface, saving you money and time. 

Remember to visit the Year-Round Discounts page to see other companies PPA has partnered with to help lower your costs of doing business! 

Not a PPA member? Join today to take advantage of this discount, along with the rest of the PPA member benefits

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Sending holiday cards can be a pain in the butt, right? As busy as you are, it's pretty easy to let the project drag out into the New Year. Luckily for PPA members, Marathon Press has stepped in to help ease some of the stress!

PPA has teamed up with Marathon Press to offer PPA members another Extreme Deal--a free holiday greeting card design collection of your choice and an unheard of Buy One Get One Free on all holiday greeting cards.

Yes, FREE. 

Holiday cards are more than just for your family and friends. As a professional photographer, they are another opportunity to take your customer service to the next level. Especially since you can provide top-notch images!

With this extreme deal, you'll get:

   A free Holiday Greeting Card design collection (a $30 value).

   Unlimited Buy One Get One Free on Holiday Cards.

The offer expires November 30, so don't miss out!

Since there are actually two deals here, there are two ways to redeem! Log in to PPA.com{LINK} to get the promo codes!

Marathon Press is the leading provider of press printed products and marketing services for photographers. Their exceptional employees and state of the art color management are the keys to outstanding print quality. Always going above and beyond to please their photography clients, they provide 7 paper options, 1 -2 day turnaround on all press printed card orders placed in the Store and free shipping.

Extreme Deals are short-term, ridiculously good (extreme!) deals that are available only to PPA members. 
Keep checking for the latest and greatest deals here.

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