Health care will remain a hot-button issue for some time, and PPA is actively working to protect your ability to access quality and affordable care now and in the future. One of our primary efforts is making sure your needs are considered by the U.S. Department of Health and Human Services (HHS) as they continue to craft rules that will directly affect not only how you purchase health insurance as a small business, but also the quality of the plans the soon-to-open state health care exchanges will offer you.

On October 21, HHS accepted a second round of comments on their proposed framework for how such health care exchanges should operate. "Exchange" is the term used by the Patient Protection and Affordable Care Act (PPACA) to describe a health care pool, or group, which will give small businesses and self-employed photographers a more affordable way to purchase coverage.

"We recognize the difficulties small-business owners face when purchasing and maintaining health insurance," says David Trust, PPA's chief executive officer. "The decision to protect the well-being of your family and that of your employees is one we hope will be made easier through these exchanges."

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