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New Discounted Credit Card Processing Rates - PPA Today

New Discounted Credit Card Processing Rates

By Sarah Ackerman

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As a small business, every penny counts and you're always looking for ways to save. As a PPA photographer, you can now stop over spending on high credit card processing fees! Think of how big of a boost that could be to your bottom line! 

PPA has been working toward discounted rates for PPA photographers through Bank of America Merchant Services. Members who have made the switch have saved hundreds (at times more, depending on the volume you process each year!). 

Since this new benefit launched, we heard you loud and clear and worked with our partner to make things extremely simple and help you truly compare apples to apples. In a nutshell, here's what you get: 

Mobile or virtual terminal: 2.31% swiped, 2.91% non-qualified (when you key it in). 
Terminal pricing: 1.80% swiped, 1.95% non-qualified (when you key it in). 
No per item, no set up fees and no monthly cost!* That simple.

As a comparison, Square charges a flat 2.75% per transaction. So this is as simple as Square, but a lot more economical!

There are no (zip, zilch, nada) pesky monthly fees for the regular transaction processing and the table below should  help you see the immediate savings:

Monthly Credit Card Processing Amount

PPA Members

Square Users

Monthly Savings

Annual Savings





















Bigger and more savings are even possible with an interchange rate setup. It's more complicated, but if you process a lot of transactions each month, it will save you even more!

See for yourself! Bank of America Merchant Services is offering free statement comparisons - just call them at 888-317-5402 (7am-7pm CST) or email to see how much you could save. 

Make the switch today to Be More Profitable.

*No monthly fee" applies only to the Bank of America's virtual terminal. Should you go through a third party such as PayPal, etc. additional fees may apply. 

Sarah Ackerman manages all things social media for PPA and Imaging USA. When she's not living on the internet, she loves improv comedy, going on wilderness adventures, gallivanting around the globe, knitting, wood working and yoga. 

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About this Entry

This page contains a single entry by Professional Photographers of America (PPA) published on November 17, 2015 2:51 PM.

Be More Creative: A Guide to the 2016 District Photographic Competitions was the previous entry in this blog.

3 Tax Tips for Your Photography Business (Made Easy) is the next entry in this blog.

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