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iStock_000020646903XSmall.jpgDon't miss out on this year's health insurance open enrollment period!

Are you familiar with the health insurance options available to you as a PPA member? PPA can help you and your family find affordable medical and dental insurance in your area.

The open enrollment period for qualified Health Insurance Plans began on November 15, 2014. We are very excited to announce that this year, several healthcare providers who chose to sit out last year and not offer plans, have now chosen to get back in. This is great news for you, as more competition amongst insurance companies goes a long way in keeping your policy premiums down.

Here are the important deadlines from healthcare.gov:

  • December 15, 2014: The last date to enroll for coverage that starts January 1, 2015
  • December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled
  • January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan
  • February 15, 2015: The last day to enroll in 2015 coverage. If you miss this deadline, you can't sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.

Are you familiar with the health insurance options available to you as a PPA member? That's right! PPA can help you and your family find the best medical and dental insurance in your area, with several different plans available. 

PPA partners with Pallay Insurance Agency, Inc., to assist members in securing affordable and quality medical and dental coverage.

Ross and Scott Pallay are both very knowledgeable about all the options available to you and are very open to speaking with you. They can answer any questions about the new healthcare structure, open enrollment, fines for not having coverage (you read right, you can be fined for not having coverage) and more. They are also able to quote members on policies if you live in any of the 50 states except the ones listed below.*

Make sure you check out all of the insurance options available to you and reach out to Pallay Insurance Agency with any questions or to receive a quote.   

*coverage not available in AK, HI, ID, MA, ME, MT, NJ, NM, NY, RI, SD, VT 

P.S. Are you familiar with how healthcare reform affects you and your business? Pallay has also assisted PPA in explaining the changes involved with the Affordable Care Act by hosting a series of webinars on the topic of health coverage.

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