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By Bethany Clark

Calling all drone photographers! Have you heard of the General Liability Endorsement, exclusively made for UAS/Drone operators? This type of coverage will help you be more protected while operating your drone on assignment!

PPA's General Liability Insurance has coverage of $1 million per occurrence, or up to $2 million total. If you want to cover your drone under the same terms, it is recommended for you to purchase Drone endorsement insurance as well. Please note that this coverage is sold separately from the PhotoCare Equipment Insurance that is provided with your PPA membership. 

Drone Liability Coverage terms and conditions: 

  • You must be a member of PPA
  • Coverage must be purchased in conjunction with PPA's General Liability coverage
  • Limit options of $50,000 and $25,000 
  • Annual premiums of $150 and $100
  • Must be compliant with Part 107 Federal Aviation Regulations, and also state and local regulations
  • Operation of drone must be in connection with a paid assignment for your business
  • Defense coverage is included inside the limit of liability
  • Coverage extends to bodily injury and property damage of others

Ready to purchase coverage? Call our team at 888-202-1526 to secure your coverage today!

Not sure what the new FAA drones rules are? Visit PPA.com/Drones!


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As a photographer, the one thing you probably love more than (or at least as much as) creating a beautiful photograph is the gear you use to capture it. We don't just mean your prized camera, but also the lenses, the lights, the tripods and even the laptop and other computer gear you use to produce the finished product!

Recognizing your love of gear and the role it can play in helping you stay ahead of the competition, PPA has offered members the ability to access free and affordable equipment coverage. We want to make sure that we're helping you protect not only the equipment you love, but your livelihood as well. Read more here.

Everyone has experienced that sinking feeling. You know the feeling you got in the pit of your stomach when you were 7 years old and just broke one of Mom's or Dad's prized possessions?  That's when you look around and try to blame the dog, the cat, the wind...even the kid down the street.

Chances are, you're probably no longer at risk of having to explain yourself to Mom and Dad when accidents happen. On the other hand, as a photographer (and a small-business owner), you could find yourself sitting in front of a client with this very same feeling. You are the end of the line when it comes to decision making for your photography business, so it's going to be quite difficult to convince a client to blame someone/something else, even if the matter was out of your hands. And the client probably won't be satisfied with just sentencing you to one week without TV.

In situations like this, your wallet and, more importantly, your reputation are on the line.

This is where PPA's Indemnification Trust program can step in to help. When clients start to point their fingers at you, use yours to pick up the phone and request the assistance of an attorney experienced at talking photographers through a variety of client complaints. Read more here



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