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By Chris Homer

At some point during your photography career you'll be shooting for a client when you fall victim to Murphy's Law - that idea that everything that can go wrong, will go wrong. Don't panic though; PPA's Indemnification Trust is here to protect members when something like that happens and when your responsibility is engaged. That happens often for equipment malfunction, professional errors, or plain and simple unsatisfied clients in general! 

When you file an Indemnification Trust claim, you will be connected with one of PPA's attorneys, the most experienced attorneys in the world at defending professional photographers. The connection is usually established within a single business day because we understand that when a storm hits it's hard to wait. The attorney will advise you on next steps to take. If the problem can't be solved without litigation, then the Trust will appoint and pay for local attorneys to defend you and pay any damages awarded to your client. You will only pay a small deductible to use the Trust and will never pay an attorney's bill! 

If you're a professional photographer, the Indemnification Trust could save your business. There's too much at stake for a small business owner like you NOT to be protected. But don't take our word for it; In the video below, PPA photographer Abbie explains how the Trust helped her protect her business and her reputation... from a bad issue of client dissatisfaction. 

Only PPA members can be covered by the Indemnification Trust, so join today! If you ever run into a legal issue with a client, and most people do at some point in their business life, you'll be thankful you did. Learn more about PPA's Indemnification Trust here. 

About the author:
Chris Homer is PPA's SEO & Web Specialist, which basically makes Google Analytics his best friend. A graduate of the University of Georgia, Chris cheers passionately (and obnoxiously) for the Bulldogs in all things from football to checkers. When he's not hard at work on PPA's websites, you'll find Chris at auto racing events around the southeast, where he's known as a master architect of tent villages.


Everyone has experienced that sinking feeling. You know the feeling you got in the pit of your stomach when you were 7 years old and just broke one of Mom's or Dad's prized possessions?  That's when you look around and try to blame the dog, the cat, the wind...even the kid down the street.

Chances are, you're probably no longer at risk of having to explain yourself to Mom and Dad when accidents happen. On the other hand, as a photographer (and a small-business owner), you could find yourself sitting in front of a client with this very same feeling. You are the end of the line when it comes to decision making for your photography business, so it's going to be quite difficult to convince a client to blame someone/something else, even if the matter was out of your hands. And the client probably won't be satisfied with just sentencing you to one week without TV.

In situations like this, your wallet and, more importantly, your reputation are on the line.

This is where PPA's Indemnification Trust program can step in to help. When clients start to point their fingers at you, use yours to pick up the phone and request the assistance of an attorney experienced at talking photographers through a variety of client complaints. Read more here


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